Getting access to financial capital is necessary for any business.

Whether you’re looking to remain competitive or thinking of expanding, Delaware County Economic Development can help connect you to the financing resources you need.


What are some of the organizations that can help with financing?

Created in 2006, the DCFA assists in economic development and job creation in Delaware County.

Under Ohio Revised Code 4582, the powers of a finance authority include the ability to issue tax-exempt and taxable bonds for business, developer, non-profit and governmental projects; acquire/dispose of property; receive state and federal grants and loans; and exercise eminent domain. The DCFA also can offer sales-tax savings on construction materials through its Construction Financing Program.

The DCFA works in partnership with traditional lending institutions and its public partners to provide the most advantageous financing for your project.

To learn more about the DCFA, click here.

To download the DCFA project application form, click here.


The SBA is an independent agency of the federal government, created in 1953 to aid, counsel, assist and protect the interests of small business concerns. Small businesses are a critical component of the U.S. economy and the SBA offers a wide range of tools and resources.

Among these resources are loans, loan guarantees, contracts and counseling sessions.

To learn more about the SBA, click here.

This state government agency offers a wide variety of assistance to business owners in Ohio.

To learn more, click here.

JobsOhio is a private, non-profit corporation designed to drive job creation and new capital investment in Ohio through business attraction, retention and expansion efforts.

To learn more, click here.

What are some of the local incentives for financing?

Delaware County Economic Development’s policy on considering any incentive is to evaluate each request on a case-by-case basis. Our primary consideration on whether to recommend an incentive package for a particular project is based on the value of the incentive compared to the amount of sales tax that would be produced. We are typically seeking a return on investment in less than five years.

Tax Increment Financing (TIF) is an economic development tool that assists in financing public infrastructure improvements and, in certain circumstances, residential rehabilitation.  A TIF works by locking in the taxable worth of real property at the value it holds at the time the authorizing legislation was approved.  Payments resulting from the increased assessed value of any improvement to real property beyond that amount are directed towards a separate fund to finance the construction of public infrastructure defined within the TIF legislation.

Authorized by Ohio Revised Code sections 5709.40, 5709.73 and 5709.78

Community Reinvestment Areas allow for local real property tax incentives for residents and business that invest in designated areas of Ohio. Real property investors meeting the local criteria thresholds must apply to the county for the real property tax exemption. Tax exemption on real property only (up to 100%).

Authorized by Ohio Revised Code section 3735.65

See existing Community Reinvestment Areas in Delaware County >

The Enterprise Zone program provides real property tax incentives for businesses that expand or locate in Ohio (and may provide personal property tax incentives for those qualifying businesses that continue to pay personal property tax). Non-retail business must apply prior to making the investment.

Authorized by Ohio Revised Code section 5709.61

See existing Enterprise Zone agreements in Delaware County >